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Missed a personal loan EMI? Its impact on your credit score is more serious than you think -here's why

New Delhi, Nov. 7 -- When you miss an EMI on your personal loan, it might seem like a minor slip-up. Still, keep in mind that it can trigger a chain of consequences that affect your credit health and ... Read More


Do multiple credit cards improve or hurt your credit score? Find out

New Delhi, Nov. 6 -- In the country, an increasing number of borrowers are using credit cards to meet day-to-day expenses. A recent report highlighted that over 42% of credit card users spent more tha... Read More


What is a credit mix, and how can it strengthen your credit score

New Delhi, Nov. 6 -- A credit mix refers to nothing but the combination of different kinds of credit accounts you hold. These include credit cards, auto loans, personal loans, and home loans. It showc... Read More


How to hedge: Practical tips to help investors cut risk and check volatility in uncertain markets

New Delhi, Nov. 6 -- In the uncertain world of investing, hedging provides investors with a proactive shield, i.e., a defence against downside risks. On a fundamental level, hedging means taking a pos... Read More


Pre-approved credit cards explained: Meaning, benefits, and drawbacks

New Delhi, Nov. 6 -- Pre-approved credit cards have now become a common feature in the nation's banking landscape. The issuers generally reach out to select borrowers with these offers. Borrowers with... Read More


Probability of default explained: How to assess credit risk and make smarter bond investment decisions

New Delhi, Nov. 4 -- In the nation's rapidly evolving debt market, clarity on the understanding of the probability of default (PD) is critical for every investor aspiring to invest in bonds. Whether y... Read More


How checking your personal loan EMI can stop you from falling into a debt trap

New Delhi, Nov. 3 -- To avoid excessive debt build-ups, you should carefully check your personal loan EMI. It gives you a clear understanding of your monthly outgo and overall financial liabilities. ... Read More


From bearer bonds to digital securities - how India's fixed-income investments evolved

New Delhi, Nov. 3 -- There was a time when bearer bonds were a fascinating financial instrument. Much like what cash is today, whoever owned these bonds and held them physically was the rightful owner... Read More


Before you take a personal loan, ask THESE 5 questions

New Delhi, Nov. 3 -- Personal loans are complicated debt instruments. They help borrowers in need immensely by providing them with much-needed financial assistance. Still, they come with factors such ... Read More


Treasury bills explained: Key features, benefits and risks of short-term government securities

New Delhi, Oct. 28 -- Treasury bills are also known as T-bills. They are short-term government securities issued by the Reserve Bank of India (RBI). They are issued on behalf of the Government of Indi... Read More