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Why your company health plan isn't enough - And what to do about it

New Delhi, April 10 -- When you join a corporate job, generally your company provides you with a base health insurance plan. This health insurance plan provides a reasonable safety net for you and you... Read More


Credit score and home loan rates: How maintaining a high credit score helps save lakhs on mortgage in India

New Delhi, April 9 -- A credit score is an important indicator of your creditworthiness and loan repayment capacity. It also plays a crucial role in determining your home loan eligibility and the inte... Read More


Joint home loans in India: Pros and cons for couples to boost eligibility and save tax

New Delhi, April 9 -- Joint home loans are increasingly becoming popular in India, especially among young couples and nuclear families looking to construct or purchase a new house. A joint home loan ... Read More


Are personal loans taxable in India? Know income tax rules and deduction benefits

New Delhi, April 9 -- Personal loans are a widely used financial tool in India, offering quick access to funds for a range of purposes-be it education, healthcare, home construction, or even to repay ... Read More


Hidden risks of credit card minimum payments: How users can escape the debt trap and boost their credit scores

New Delhi, April 9 -- Credit cards are financial instruments that offer flexibility, convenience and seamless digital payments. However, relying too heavily on paying only the minimum amount due can l... Read More


ULIP vs term insurance: How to choose the right plan-avoid these 5 common mistakes most Indians make

New Delhi, April 8 -- When people think about life insurance, they always consider Unit-Linked Insurance Plans (ULIPs) and term insurance. ULIPs focus on combining investment with insurance, whereas t... Read More


Worried about defaulting on gold loan? 5 expert tips to protect your jewellery and credit score in 2025

New Delhi, April 8 -- India's gold loan market is expected to surge to Rs.15 trillion by March 2027, according to a recent ICRA report. However, with defaults rising, both borrowers and lenders are be... Read More


Can you get a personal loan with 600 credit score? Explore lender options and tips to boost approval chances

New Delhi, April 8 -- A credit score of 600 is not considered outstanding, which makes getting a personal loan in India more difficult but not entirely impossible. A score of 600 is generally consider... Read More


Don't cut up that card yet! How closing a credit card can drag your credit score. Here's how to minimise impact

New Delhi, April 8 -- Closing a credit card might seem like a simple and straightforward financial decision, especially if you are trying to cut down on unnecessary spending or avoid hefty fines and l... Read More


Why prepaying your home loan in 2025 is a smart financial move amid high interest rates and rising living costs

New Delhi, April 7 -- Due to the wave of global inflation, interest rates have remained relatively high, along with a significant increase in living costs over the past few years. This has prompted In... Read More